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Your interest rate is the main factor in how fast you will be mortgage free; and getting the best interest rate from major banks and other financial institutions is a mortgage brokers job.   A mortgage broker can even get the best rates  from your local lenders in Courtenay, Comox, Campbell River and surrounding areas on Vancouver Island B. C.  Now, the best Interest rates starts with having a good credit rating.  A mortgage broker  will help you understand what you need to do to increase or keep a good credit rating.   Learn about your credit rating here.

The following rates may change without notice and are O.A.C. and E. & O.E.

 

Rates as of August 13, 2010

Terms	Posted Rates	Our Rates
6 MONTHS	5.50%	4.55%
1 YEAR	4.30%	2.44%
2 YEARS	4.05%	2.95%
3 YEARS	4.50%	2.90%
4 YEARS	5.24%	3.79%
5 YEARS	5.59%	3.79%
7 YEARS	6.50%	4.85%
Variable	2.75%	2.05% (3 yr term)

Getting a mortgage with the best interest rate is about  knowing where and how to get that best interest rate.  Lenders don't always offer the best interest rates to their clients and  a if you are not  up to date on mortgage rates you may not be get the best  rate for your situation..  A mortgage broker does nothing else but facilitate mortgage transactions and with hundreds of mortgage products and dozens of lenders you know you are getting the best mortgage for your needs.

Rick Bossom is a licensed mortgage broker and an Accredited Mortgage Professional that serves Courtenay, Comox, Campbell River along with Vancouver island.  Secondary markets include British Columbia and Alberta but Rick is licensed to facilitate mortgages throughout Canada.  If you have any questions about interest rates, terms or how to get  the best mortgage, please call or email anytime.

The best mortgage is the one that enables you to have a good quality of life, choose wisely.